Buy Now Pay Later (BNPL) is currently a universal payment trend. Thanks to BNPL, merchants can sell more while consumers can buy what they want faster and more conveniently. However, we also have credit cards with their long history. Choosing which method to use depends on how flexible you can be with your finance, how you plan to pay off the debts, and how attractive you see the perks and incentives they offer. This article will help you better understand these two payment methods.