Mobile Application Development: A Comprehensive Guide

Posted by KMS Solutions on Jan 20, 2022 7:30:25 PM

Every mobile use statistics all seem to make a convincing case for mobile app development:

  • Mobile apps account for 1/2 of the time people spend on digital media.
  • Smartphone users spend about 90 percent of their time on apps.
  • 85 percent of consumers prefer native mobile apps to mobile websites.
  • An average user has up to 30 apps on their mobile devices and spends over 35 hours per month on them.

Even though all these facts favor building mobile applications, these decisions cannot be taken lightly. Considering that there are 1.5 million apps each in Google Play and Apple's App Store, it's critical to know the process of mobile app development and all the components that go into making it.

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Topics: Digital Banking, Digital Applications

Get More Inspirations for your Banking UI/UX with these 9 Case Studies

Posted by KMS Solutions on Jan 17, 2022 11:41:04 AM

Digital Banking UI/UX is flourishing now that fintech startups continuously deliver new products that focus on one type of service, such as e-wallets, P2P payment, investment, personal finance management. At the same time, traditional banks are trying to keep up with them by developing comprehensive mobile banking apps - one that integrates all banking services into one user-centric platform.

If you are looking to design a banking app, below are the top 10 of the digital banking app UI/UX design case studies that can inspire you with eye-opening ideas.

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Topics: Digital Banking

These 8 features are revolutionizing eKYC

Posted by KMS Solutions on Jan 14, 2022 1:32:39 AM

Given the risk of fraud in this digital world, eKYC solution has become an essential component of any mobile banking app. Thanks to eKYC solutions, banks can verify customers online no matter where they are. And the process is done automatically without human intervention while staying complying with regulations.

But eKYC is not a stand-alone solution. It is a mix of features that together help banks onboard customers fast and conveniently. Below are the 8 eKYC technologies that are transforming the way banks verify their customers.

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Topics: Digital Banking, eKYC Solution

You Need to Read this Article Before Building Mobile Banking App

Posted by KMS Solutions on Jan 12, 2022 1:41:57 AM

With mobile banking app development, banks have transformed the way their customers spend and handle money. 

Just about 10 years ago, people would need to queue in bank branches to transfer money or pay bills. Creating a new bank account can even take as long as weeks.  Today, thanks to mobile banking app, customers can do all that whenever and wherever they want.

In this article, you will get to learn everything about mobile banking app development. If your banks are planning to build mobile app or is actually working on one and need some more ideas, read on!

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Topics: Digital Applications, Digital Transformation

Everybody is talking about Agile. Here's why

Posted by KMS Solutions on Jan 8, 2022 11:39:35 PM

More teams are applying Agile because it helps them adapt effectively to the changing requirements, while still ensuring fast software delivery. Agile also promotes collaboration, which requires every team member to work closely together and understand clearly their role in the team. Most importantly, companies using Agile always rest assured that they are building high-quality products since testing is performed at every phase of the process.

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Topics: Software Development

Data Analytics vs. Business Intelligence: A Comparison

Posted by KMS Solutions on Dec 31, 2021 4:05:32 PM

Business Intelligence and Data Analytics are the two terms that oftentimes are used interchangeably - which is a misconception. While they have some characteristics in common, Business Intelligence and Data Analytics have some subtle differences.

Business Intelligence is a mix of strategies and technologies, with the end goal of helping end-users analyze data themselves and make data-informed decisions. BI is essential to data management and performance management.

Data Analytics is about turning raw or unstructured data into formats that are understandable and meaningful to non-IT users. Data after being converted can be processed further in many ways: cleansing, transforming, or modeling. The goal of data analytics is also to inform decision-making and lay the basis for predictive analytics.

In this article, let’s explore some of the key differences between Business Intelligence and Data Analytics.

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Topics: Data & Analytics

What is ETL | Meaning, Basics, and Processes

Posted by KMS Solutions on Dec 28, 2021 12:23:55 PM

ETL has become the staple of any business that stores and manages data. As the amount of data grows in an exponential manner, the need to make sense of data grows equally. ETL, which is the process by which businesses extract data from multiple sources, transform them into appropriate formats, and load to target destinations, has become more important than ever.

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Topics: Data & Analytics

The 4 Most Popular Software Development Lifecycles You Want to Consider for your Software Project

Posted by KMS Solutions on Dec 22, 2021 4:33:50 PM

There are various software development lifecycle models. Depending on the nature of your project, there's a model that fits. Each of them follows a series of unique steps that fit its project type to ensure a successful process. Waterfall, Iterative, Agile & Scrum, and Rapid Application Development (RAD) are the most popular software development lifecycles being used nowadays.

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Topics: Software Testing, Digital Team, Digital Applications, Software Development

Software Development: Definition, Types, Methodologies, and More

Posted by KMS Solutions on Dec 14, 2021 4:50:40 PM

When it comes to software development, the image of an engineer writing code comes easily to mind. But software development is much broader than that. It involves numerous roles—not limited to programming alone. And depending on your goals, budget, and team, there are numerous ways to make an abstract idea become real-life software.

In this article, we explore some of the most basic aspects of software development: its definition, types, key roles to expect in a software project, and more.

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Topics: Software Testing, Digital Team, Digital Applications, Software Development

IT Outsourcing: Definition, Types, Pricing Structures, and More

Posted by KMS Solutions on Dec 12, 2021 6:11:51 PM

At some point, businesses often find they would need to build new IT systems, which require more staff. But it makes no sense to payroll new employees for a one-time project. This is where IT outsourcing comes in. By providing temporary professionals, IT outsourcing helps companies save costs and scale their teams immediately to kick-start projects.

This article discusses all things IT Outsourcing: definition, pros & cons, typical types of IT outsourcing models, pricing, and where best to outsource your IT functions.

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Topics: Software Testing, Digital Team, Digital Applications, Software Development

KMS Solutions was accorded "Fast Enterprise" award at APEA 2021

Posted by KMS Solutions on Dec 2, 2021 2:57:29 PM

APEA specifically recognized KMS Solutions' resilience and resourcefulness in the face of unprecedented challenges.

This article is also featured in Vietnamese on Yahoo! Finance, PR Newswire Asia, and The Saigon Times

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Topics: Press Release

eKYC Process: Digitally onboard your customers in 10 steps (+Infographic)

Posted by KMS Solutions on Nov 29, 2021 12:24:45 PM

While eKYC describes the technologies (face matching, liveness detection, OCR) that banks use to verify online applicants, an eKYC process refers to the workflow of how those technologies are used. Having a well-defined eKYC process is critical as it gives banks a comprehensive view of customers’ onboarding journey.

In this article, we will explore a tried-and-true 10-step eKYC process.

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Topics: eKYC Solution

Top eKYC solutions providers, ranged by unique selling points

Posted by KMS Solutions on Nov 19, 2021 12:41:41 AM

Choosing the right eKYC solution provider can be hard, given that there are so many of them; each offers different features and focuses on different niches. 

You may ask “how about developing an eKYC solution myself?”. But, as we have pointed out in this article, buying a ready-built eKYC solution from an independent provider can be more beneficial and economical than developing one from scratch with your in-house team.

In this article, we discuss the 6 most popular eKYC solution providers. We will not range them by quality since each vendor has its strengths and weaknesses. Instead, we will focus on their unique selling point, so that you can decide which is the one you're looking for.

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Topics: Digital Banking, eKYC Solution

SAFe: The fundamentals of Scaled Agile Framework

Posted by KMS Solutions on Nov 18, 2021 2:25:36 AM

According to KPMG Global Agile Survey of 2019, SAFe was the most commonly used framework for scaling Agile among participants in 17 countries. Nowadays, SAFe is the most popular and trusted framework for agile. It is leveraged by agile teams across the world to work smarter and build better software.

In this article, let’s explore all the essentials of SAFe.

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Topics: Software Development

Vietnam's banking is more secure, cost-effective, and user-friendly with authentication application PayConfirm

Posted by KMS Solutions on Nov 17, 2021 10:32:54 AM

On November 17th, 2021, PayConfirm, a transaction authentication solution by Airome, was introduced to Vietnam as a part of KMS Solutions' Modern Banking (MOBA) platform. Offering a host of next-gen features, PayConfirm helps banks reduce SMS costs, strengthen fraud prevention, and enhance customer experience.

This article is also featured by PR Newswire, The Saigon Times, Vietnam Briefings, ...

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Topics: Press Release, MOBA

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